Beware debt creep
We know how much our mortgage is, that’s the big one, and it’s the one that gets most of our attention. It’s a big number and is also a big chunk of our spending in terms of interest. As it’s…
The future of money: Preparing psychologically for the shift to digital currencies and fintech
The abstraction of money has been slowly happening over time. The transactions have been getting easier, but our knowledge of where our money is going and how we manage it has been getting more complex with more options on how…
A Man is Not a Retirement Plan
Many moons ago, when I was growing up, I remember my dad jokingly (I hope) saying I should marry a rich farmer, and life would be good. Fortunately, mum didn’t agree, and she suggested that instead of that option why…
I don’t want to be frugal!
I don’t want to have to be frugal; to count every penny that I spend, restrict myself to only one coffee per week when I might want more. Or even worse; well in my mind anyway, buying the inferior brand…
How Gratitude Can Help You Manage Money
What on earth does gratitude have to do with managing your money? Is it really as simple as counting your blessings? Research seems to be saying that yes, a mindset of gratitude helps you handle your money better due to…
Wanna play?
Whether it is this time of year when we are all so busy getting ‘ready for the holidays”, or any other time we always seem to have so much to do. Maybe it’s finishing a project or task at work…
Celebrate your accomplishments !
If I asked you to write a list of your life's accomplishments, how long do you think that list would be? If I asked you to write a list of things in your life that you have failed at or…
Seven tips to beat those post-Christmas money blues
Christmas is over for another year. How did you go? Feeling relaxed or still a bit frazzled? This wonderful time of the year creates an atmosphere that can sweep you along and before you know it, you’ve over-indulged. Over doing…
Keep Calm and Carry On. I can’t right now!
Financial Anxiety affects us all at some time or other, some stress is healthy, but I am talking to a number of people who have gone past the healthy level and the anxiety is having debilitating effects on them, their…
The Ghosts of Money Past, Present and Our Future
What on earth have ghosts got to do with money? Maybe you need a visit from your Ghosts of Money past to make you look more closely at your money behaviour? How those decisions have impacted your present and what…