19 Oct

The Most Important Money Lesson For Kids

What is the most important lesson to teach your kids when it comes to money?  Simple. “Don’t spend all your money!” You give your little Johnny a chocolate bar and don’t say anything, they’ll eat the whole bar.  The same goes with money.  If you give them money, they’ll most likely...
12 Oct

See the Opportunity!

As upsetting as being in an economic crisis is, it is going to end.  And it will bring major changes to all our lives as we adjust to price hikes and live a new money-conscious style of life. The change is beginning to come too. Businesses are innovating.  They’re developing...
05 Oct

7 Tips to Deal With Debt Stress

Six out of 10 Americans say money is a “significant form of stress” for them.  But, if you’re willing to do the work, debt stress relief is possible — even if your debt lingers. This paragraph was the opening statement of an article in an online magazine, Better, published by...
28 Sep

You Can Learn to Manage Money

Were you taught to manage money?  If you weren't, you are not alone. Most of us weren't and for those that were, it just isn’t taught very well.  Managing your money is a learned skill.  We start learning about money from our our environment - our immediate family and...
21 Sep

Why is Spending Money So Easy?

While this sounds a really simple question, the answer isn’t as straight forward as we might think. This simple question actually has two parts to it. The first is why are we spending money and the second is what makes it so easy.  So, let’s look at these two components in...
14 Sep

5 Bad Money Habits and How to Break Them

We all have habits.  Some are good, like exercising regularly and some are not so good, like the biscuit or chocolate bar late in the afternoon to "keep us going." The thing with habits is they are just that; habits.  Often we’re not even aware of them.  I have a...
07 Sep

Could You Use Money to Buy Time?

Yes, you can.  The last 40 years has seen rising levels of income and advances in consumer technologies that make it easier now than ever before, to use money to buy time. But, beware, there is a trap.  You could well end up creating more time but end up spending...
31 Aug

Teaching Your Kids About Debt

The money habits that our kids form will determine their future financial well-being. Now, let’s assume you are helping them form good money habits by having good money habits yourself! The next piece is to help them learn about different money topics, i.e. improving their financial literacy.  In this blog,...
24 Aug

What’s Keeping You Awake at Night?

We hear versions of this conversation many times. “I'm worried.  If an unexpected bill comes in, it is always a stretch to find the money, so out comes the credit card.  We just get that paid off and then something else comes up.  With our income, we should have money...
17 Aug

Will ChatGPT and AI help you and your money mindset?

In a world dominated by ever-advancing technology, the financial landscape is experiencing a profound transformation. At the heart of this revolution lies Artificial Intelligence (AI), which is not only reshaping industries but also the very fabric of our personal financial management.