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Financial fulfilment means different things to different people.  But, whatever it means to you, a really good starting point is to apply the principles from George S. Clason’s book, The Richest Man in Babylon. The book may have been written before computers and technology took over our lives (first released...

On the face of it, the two words seem to mean the same thing. But, that is not actually the case. Lance Drucker is a Financial Adviser and recently came across an article in the Wall Street Journal that asked the question, “Do You Know the Difference Between Being Rich...

We survived YK2, the 87-stock market crash and the 2007/2008 GFC, and fought our way through Covid-19.  Unlike other major world events, the Coronavirus (directly) impacted your health, so your first rule of financial self-care is to take care of your health and that of your family. Have you...

What is the most important lesson to teach your kids when it comes to money?  Simple. “Don’t spend all your money!” You give your little Johnny a chocolate bar and don’t say anything, they’ll eat the whole bar.  The same goes with money.  If you give them money, they’ll most likely...

As upsetting as being in an economic crisis is, it is going to end.  And it will bring major changes to all our lives as we adjust to price hikes and live a new money-conscious style of life. The change is beginning to come too. Businesses are innovating.  They’re developing...

Six out of 10 Americans say money is a “significant form of stress” for them.  But, if you’re willing to do the work, debt stress relief is possible — even if your debt lingers. This paragraph was the opening statement of an article in an online magazine, Better, published by...

Were you taught to manage money?  If you weren't, you are not alone. Most of us weren't and for those that were, it just isn’t taught very well.  Managing your money is a learned skill.  We start learning about money from our our environment - our immediate family and...

While this sounds a really simple question, the answer isn’t as straight forward as we might think. This simple question actually has two parts to it. The first is why are we spending money and the second is what makes it so easy.  So, let’s look at these two components in...

We all have habits.  Some are good, like exercising regularly and some are not so good, like the biscuit or chocolate bar late in the afternoon to "keep us going." The thing with habits is they are just that; habits.  Often we’re not even aware of them.  I have a...

Yes, you can.  The last 40 years has seen rising levels of income and advances in consumer technologies that make it easier now than ever before, to use money to buy time. But, beware, there is a trap.  You could well end up creating more time but end up spending...